In the new year there are some new legislative changes lie ahead for the citizens.
They range from entry into the retirement age to 67 to account for special protective order.

I have here the most important changes are listed once, so you will get an overview of the changes:

The changes specifically for motorists and tourists can be found here.

Pension
The contribution to the state pension is reduced by 0.3 percentage points to 19.6 percent. Workers and employers would be relieved by a total of 1.3 billion euros.


Retirement at 67
From January, the retirement age for all births in 1947 or later lifted in stages - from vintage to vintage to first for a month, so that 1958 babies usually go with 66 years in retirement. After that, the age limit increases by two months per year, from 1964 births to reach the retirement age until 67th Those who complete a state-sponsored in January or Rürup Riester pension, and they can pay off until age 62.


Riester pension
For Riester pensions is possible to deposit a later date. Thus, Riester savers can protect them from the recovery of State aid. In the future, an annual minimum contribution of 60 € applies.


Social Security
The income thresholds rise: For health and nursing care are 3825 (previously 3712.50) € monthly gross than the limit above which can not increase the contribution. For unemployment and pension she gets in the old federal states by 100 to 5600 €. In eastern Germany it remains unchanged at 4800 Euro.Die limit for compulsory insurance, compulsory insurance are eliminated from the employee for health insurance, increased to € 50 850 gross annual income or income € 4237.50 per month.


Work
The Hartz-IV set of rules (basic allowance for single people) is up 10 to 374 € per month. The other demand levels rise, remain unchanged, the rates for children and adolescents 6 to 18 years.


Minimum wage
For first-time and temporary work is a minimum wage: in the western states have an hourly wage of 7.89 euros be paid in the east of 7.01 €. As of 1 November Mindestlöhne.In rise building cleaning industry to increase the statutory minimum wages: For internal cleaning and maintenance at € 8.82 per hour to the west and to € 7.33 in the east. For glass and exterior cleaning, they must remain at 11.33 and 8.88 Euro.Im roofing trade from January to be paid a minimum wage of 10.80.


Family care time
Employees can work to care for their families for two years and involving half three quarters of their salary. Later, they must then work full time, but two years have further three quarters of their salary. In the event that the employee does not pay the advance for the maintenance period due to disability or death can pay back, to stand in an insurance policy. There is no legal right to family care time it is not.


Child care
Parents can make the cost of caring for their children under 14 claimed as special expenses and save taxes. It eliminates the previously required proof of whether the costs of care are work-related or not. What remains is the upper limit: parents, two thirds of the cost of a maximum of € 6000 is tax-deductible - that is € 4000 per child per year.


Life insurance
Such insurance shall in new contracts from January to reduce their guaranteed interest rate of 2.25 to 1.75 percent. The guaranteed interest rate is the sum of their payment obligation to an insurance policy for the end of the term. To the profit sharing, which is the higher is, the more interest earned, the insurance - but the decreases in the financial crisis. Old contracts expire at the conclusion of further interest rate applicable.


Control
The provisions relating to personal income tax return be further cleared out: For the removal fee must only be filed with the records then use various means of transport, if the costs exceed the total package of a year. Even with the advertising costs for other employee omitted the collection of receipts: Since 2011 is one of 80 increased to 1000 employees € lump sum. Taxpayers can deduct expenses for their own first professional training or the first degree as special expenses. The maximum rise for around 2000 to 6000 € per year. Small business people need lasting no more tax to pay in advance. Up to an annual turnover of 500,000 €, the tax until the tax office may be transferred, if the underlying bill has been paid.


Energy
Power in the new year is an average of four per cent more expensive gas by about eight percent. For a household that uses 4,000 kilowatt hours (kWh) of electricity per year, which means additional expenses of 35 €. For gas (20,000 kWh) must be forked out € 112. At least the change of supplier will be easier. The switch works within three weeks, is available to the consumer damages.


Fast transfers
Banks and savings banks must transfer at the machine and run over the Internet within one day - and indeed throughout the European Union. So far, three days maximum. For transfers to paper or two business days are allowed.


P-account
The previous active protective order shall expire on checking accounts. Income, child support and benefits are as of January only to a special account before a seizure protected, the P account. This keeps the bank each month automatically a basic amount of currently € 1028.89 back. The institutions are required to transform a normal checking account within four days in a P-account. Who fears a seizure, should apply to his bank account, a P-.


Dentures
Insured must legally from January for crowns, bridges and dentures more pay. The health insurance pays only the cost of the so called standard care, all other treatments, the dentist may charge fees for the new order. Privately insured must pay all benefits under this tariff.


Food for Diabetics
You need to 9th Disappear from the shelves in October. The food shall be deemed superfluous, sometimes even harmful. Diabetics should adhere to the general dietary recommendations.


Satellite TV
On 30 April is off the analogue satellite television. For digital satellite reception, a digital-capable receiver is required. In this new digital TVs are often installed already. Else is doing it on every TV is known as DVB-S receiver necessary, which is connected between the bowl and television.


Soot filters
Owners of older diesel cars from January to get back a government grant in the amount of 330 € for the installation of a particulate filter.


Rail Travel
The railway requires long-distance transport an average of 3.9 percent more for the tickets, in transport 2.7 percent. The changes for 2012 are being executed since the timetable change on 11 December.


The changes for all motorists and holidaymakers

• The backdating during the main inspection is eliminated.
• Introduction of the exchange identifier for several vehicles.
• The field trial for cross-truck starts.
• Central Register of Traffic Points system and should be reformed.
• Through the implementation of the Framework Decision in the remaining four EU countries, the EU-wide enforcement of fines is everywhere.
• The EU-wide exchange of data holder is launched.
• An arbitration body for air passenger rights will be established to resolve disputes out of court.
• Rights in the ferry service will be strengthened: for example extensive information and support requirement for carriers to delay or cancellation
• Some cities (eg Hagen in North Rhine-Westphalia) create new environmental zones, numerous other exacerbate the driveway.
• With the accession of Liechtenstein to the Schengen area are omitted here to check tickets.
• The visa for Sri Lanka is a fee.
• Austria launches E10 and makes the rescue lane in each storage mandatory for drivers.
• Tires, on or after 1 November will be produced in 2012, must be awarded a label that contains information on rolling resistance, wet grip and rolling noise.
• From 1 January is the € 5a-emission standard for the approval of commercial vehicles (N1 for group II and III and category N2, and vehicles for special social needs).
• All new cars must be type-approved from 1 November 2012 with a tire pressure monitoring system.
• The retrofitting of particulate filters for diesel cars and light commercial vehicles up to 3.5 tonnes will be promoted again in 2012 with a cash grant of 330 €. (Source ADAC)